How can I know if the damage to my home from water is covered by my homeowners insurance?

When water damage happens to a home, panic mode sets in with how it is going to be cleaned up and how the cleanup and restoration will be paid for.   Homeowner insurance policies differ from company to company in coverage, monthly payment, and deductible.  This makes it difficult sometimes to advise someone what it will cost them out of pocket or if and what the insurance company will cover.

In the event of water damage, always call your insurance agent to verify any insurance coverage.  We are happy to work with all insurance companies on claims you may need to make.